Your car is covered for its market value.
Your car includes keys and accessories or modifications that are permanently fitted to your car. Market value means the amount that the market would pay for the car. The market value of the car includes many factors such as age, make, model, kilometres travelled and general condition of the car. We may use recognised industry publications to assist us in calculating the amount. Market value excludes costs of registration and compulsory third-party insurance, stamp duty and transfer fees, dealer warranty costs and dealer delivery.