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What is an insurance policy?

An insurance policy is a contract between the insurer and the insured (who is known as the policyholder). Your policy details the coverage, features, terms, conditions and exclusions that apply and is made up of the PDS (and any supplementary PDS) and your latest insurance schedule. An insurance policy can help protect the things you value, such as your car, home and valuables, from the financial impact of loss or damage.

 

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