If you’ve had an accident where you, and the other driver(s), believe that you’re not at fault, you may be able to get the other driver to claim with their insurer, rather than you claiming with us. If you claim with Bingle:
- you’ll have to pay our upfront excess, which we’ll refund back to you if we determine you’re not at fault, and
- this will affect your claims history, which can impact your premium come renewal time.
But if the other driver can claim through their insurer:
- you won’t be charged an upfront excess
- depending on the circumstance, they may organise next steps.