If you’re a Comprehensive Car Insurance policyholder with us, you may be covered for accidental loss or damage to your car caused by nature such as hail, flood and fire.
If you need to make a claim, your standard excess will apply, as well as any other excesses appropriate to the claim (such as age excess or unlisted household member or unlisted regular driver excess) depending on the circumstances. The amount and types of excesses are shown on your Insurance Schedule. You will also be advised of the excess at the time of claiming. Just make sure you select the correct ‘event type’. For example, there are three different types of fire damage
- My vehicle caught on fire
- My vehicle was set on fire
For more information on what is and isn’t covered, please refer to the Product Disclosure Statement.