We won’t be able to insure your car under a Comprehensive Insurance Policy if it has any existing damage - which could be anything including but not limited to hail, rust or damage caused by a car accident.
Of course, cars can age over time, and very few get through life without so much as a scuff, so there are some sorts of damage we consider acceptable. These include:
- Faded or chipped paint
- Minor scratches less than 10cm long
- Minor dents less than 4cm in diameter
- Worn upholstery
If your car has damage that is worse than the above description, we can offer our Third Party Property Damage Insurance cover provided your car is still roadworthy and registered.
Third party property damage cover gives you confidence knowing that if you have a bingle and cause accidental damage to someone else's car or property by the use of your car, you’re covered for up to $20 million.
Read the PDS for details of what our Third party property damage car insurance policy covers and policy terms.